Accra, Ghana · Diaspora Investment Oversight

Distance should never
limit control.

Stewardship Management Services provides professional, on-ground fiduciary representation for diaspora investors and non-resident owners operating in Ghana.

$4B+
Annual diaspora remittances to Ghana
3M+
Ghanaians in the diaspora
USD
All fees billed in US dollars
100%
Fiduciary obligation to clients
Who We Are

Your trusted on-ground partners in Ghana

Stewardship Management Services Ltd (SMS) is a professional fiduciary and management services firm headquartered in Accra. We provide structured oversight, execution, and management solutions exclusively for diaspora individuals and non-resident investors with interests in Ghana.

We do not merely consult — we execute, monitor, report, and protect. Our engagement model is built around one principle: operating as though the client is physically present.

Fiduciary Duty
We act exclusively in the best interest of the client — never local convenience.
Transparency & Accountability
Every action is documented, dated, and reported. No silent decisions.
Structured Reporting
Institutional-quality reports so clients maintain full situational awareness.
"Your trusted on-ground partners for oversight, execution, and fiduciary representation in Ghana."
Year 1
Founded 2026
Accra
Greater Accra HQ
$180K
Projected Yr 1 Revenue
15
Target Yr 1 Clients
What We Do

Full-lifecycle stewardship services

Modular services that can be engaged individually or as bundled supervision packages — tailored to your investment profile.

Business Setup & Operational Supervision
Oversight of business registration, operational setup, staffing, and ongoing management compliance for diaspora entrepreneurs.
Monthly Monitoring & Reporting
Structured monthly reports covering financials, operations, staffing, and risk indicators — delivered to all client segments.
Investment Monitoring
Active oversight of financial instruments including T-bills, bonds, unit trusts, and portfolio holdings for non-resident investors.
Fraud Prevention & Internal Controls
Implementation of internal controls, approval workflows, vendor verification processes, and procurement oversight.
Construction Oversight
On-site supervision of building projects with GPS-tagged photographic evidence and structured milestone reporting.
Land Search & Due Diligence
Title verification, land registry searches, and acquisition facilitation with full legal coordination for property purchasers.
Vendor & Contractor Management
Procurement oversight, quote verification, contract monitoring, and payment authorization for project owners.
Administrative Coordination
Liaison with government bodies, regulatory authorities, and professional service providers on behalf of all client segments.
Products & Services

Transparent pricing, structured packages

All fees quoted in USD. Setup fees apply to new engagements; monthly subscriptions cover ongoing oversight.

Essential
$250
– $500 / month
  • Monthly monitoring report
  • 2 supervised site visits
  • Email & phone support
  • Risk flag notifications
Get Started
Premium
$1,200
– $3,000 / month
  • Full-service management
  • Real-time reporting portal
  • All oversight functions
  • Dedicated relationship manager
  • Digital audit trail & portal access
Get Started
Enterprise
Custom
negotiated pricing
  • Multi-asset portfolio oversight
  • Institutional-grade reporting
  • Bespoke mandate execution
  • Land & transaction facilitation
  • Forensic review capability
Contact Us

One-time onboarding fees range from $500 – $2,500 depending on mandate complexity. Land acquisition: 1.5–2.5% of transaction value.

Market Opportunity

A $4B market with no institutional steward

Ghana is one of Africa's most stable investment destinations. Diaspora remittances exceed $4B annually, yet the majority of non-resident investors face a systemic challenge: the absence of trustworthy, professional on-ground management.

  • !
    Misappropriation of construction and project funds by contractors
  • !
    Business operations conducted without owner knowledge or consent
  • !
    Land acquisition fraud and documentation irregularities
  • !
    Failure to execute financial instrument mandates
  • !
    Absence of structured financial reporting from local operators
$4B+
Annual Ghana diaspora remittances
3M+
Ghanaians in diaspora (US, UK, CA, EU)
High
Unmet demand for professional oversight
Low
Competitor density in institutional stewardship

SMS is positioned as the institutional-grade alternative — delivering the discipline, documentation, and transparency that informal family arrangements, general consultants, and property managers cannot provide.

How It Works

Five steps from intake to ongoing oversight

1
Client Intake
Mandate scoping, documentation review, and risk assessment.
2
Onboarding
Setup fee, mandate agreement execution, and principal designation.
3
Active Oversight
Recurring site visits, stakeholder monitoring, and vendor management.
4
Structured Reporting
Reports delivered on agreed schedule — monthly, bi-weekly, or real-time.
5
Escalation
Any material issue flagged within 24 hours with documented evidence.
Scheduling

Consultation scheduling

Book an intake call or site visit directly from the portal. All appointments are confirmed with a structured agenda and pre-meeting intake form.

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Upcoming Meetings

9:00
AM
Intake Call — Kofi Mensah
Premium Package · London, UK
11:30
AM
Site Inspection — East Legon Project
Construction Oversight · Field Visit
2:00
PM
Quarterly Review — Abena Asante
Standard Package · Toronto, CA
Campaigns

Outreach & client acquisition campaigns

Structured outreach programs targeting diaspora communities across the UK, US, Canada, and Europe. Each campaign is tracked by reach, conversion, and client value.

Email Active
Ghana @ Home — UK Diaspora
Targeted email campaign to Ghanaian professionals in London and Birmingham, focused on real estate oversight services.
Reach2,400 / 4,000
Social Active
Invest With Confidence — US
LinkedIn and diaspora Facebook group campaign targeting Ghanaian-American investors with construction oversight messaging.
Engagement38%
Referral Draft
Client Referral Programme
Structured referral incentive for existing clients to introduce other diaspora investors — discounted onboarding for both parties.
Launch TargetQ3 2026
Contacts

Client roster

Active client engagements across the diaspora. All client data is treated as strictly confidential.

KA
Kwame Asante
🇬🇧 London, UK
Premium
AB
Abena Boateng
🇺🇸 Houston, TX
Standard
YO
Yaw Owusu
🇨🇦 Toronto, CA
Essential
AM
Akosua Mensah
🇩🇪 Berlin, DE
Standard
KD
Kofi Darko
🇺🇸 New York, NY
Premium
EF
Esi Forson
🇬🇧 Manchester, UK
Essential
Analytics

Performance dashboard

Real-time engagement metrics, client retention, and revenue tracking for management review.

Active Clients
6
↑ On track for 15 by Dec 2026
Monthly Recurring Revenue
$7.2K
↑ +$1.2K vs last month
Client Retention
100%
Target: <10% churn annually
Avg Revenue / Client
$800
In line with projections
Revenue Trajectory — Year 1–3
Year 1 Revenue$180,000
Year 2 Revenue$420,000
Year 3 Revenue$780,000
Year 1 Net Profit$70,000
Year 2 Net Profit$200,000
Year 3 Net Profit$430,000
Invoicing

Client invoicing & billing

All invoices issued in USD. Monthly subscriptions billed on the 1st of each month. Project fees billed at milestone completion.

Recent Invoices
+ New Invoice
Invoice # Client Service Amount (USD) Issue Date Status
SMS-2026-041Kwame AsantePremium — May 2026$2,400May 1, 2026
SMS-2026-040Kofi DarkoPremium — May 2026$1,800May 1, 2026
SMS-2026-039Abena BoatengStandard — May 2026$900May 1, 2026Pending
SMS-2026-038Akosua MensahStandard — May 2026$750May 1, 2026
SMS-2026-037Yaw OwusuLand Due Diligence$1,200Apr 22, 2026Overdue
SMS-2026-036Esi ForsonEssential — April 2026$350Apr 1, 2026
Donations

Ghana Diaspora Development Fund

A portion of our engagements supports the SMS Community Development Initiative — financing small business development, financial literacy programs, and legal aid for diaspora investors who have experienced fraud.

200+
Diaspora investors reached through financial literacy workshops
14
Fraud victims supported with documented legal escalation assistance
$18K
Community programme funding disbursed in Year 1

Support the Initiative

Contributions fund financial education, fraud recovery support, and small business advisory services for Ghanaian communities at home and in the diaspora.

Make a Contribution
5%
of annual revenue allocated
to community programmes
Finance

Financial projections & model

Conservative three-year projections based on $800 average monthly revenue per client, blended across package tiers. Seeking $75,000 seed-stage funding.

3-Year P&L Summary (USD)
Year Clients Revenue Costs Net Profit
Year 1 15 $180,000 $110,000 $70,000
Year 2 35 $420,000 $220,000 $200,000
Year 3 65 $780,000 $350,000 $430,000
Revenue vs. Profit Margin
Year 1 — Revenue$180K
Year 1 — Margin38.9%
Year 2 — Revenue$420K
Year 2 — Margin47.6%
Year 3 — Revenue$780K
Year 3 — Margin55.1%
Key Financial Assumptions
Avg Monthly Revenue / Client
$800
Avg Onboarding Fee
$800
Annual Client Churn
<10%
Seed Funding Target
$75,000
Invoice Currency
USD
Operating Territory
Ghana

Risk Note: Year 1 includes elevated marketing and client acquisition spend. Operating costs include staffing, technology platform, professional indemnity insurance, and field operations. Revenue hedging is achieved through USD-denominated invoicing, while operational costs are incurred in GHS.

Contact

Start your engagement

Ready to invest in Ghana with confidence? Submit an intake inquiry and a member of our team will respond within one business day to scope your mandate.

Website
www.stewardshipms.com
Phone
+233 553 567 602
Headquarters
Accra, Greater Accra, Ghana
Funding Enquiries

SMS is seeking $75,000 in seed-stage investment or strategic partnership funding. Investor returns structured as equity participation or revenue-share. Contact us directly for a confidential conversation.

Intake Inquiry

Submit Intake Inquiry